[mshac]

There was time when a older friend/mentor was having eye surgery and would lose his medical for the next year. Said friend added me to his insurance, and flew everywhere with me for that year (actually a bit more than a year, since he had some trouble getting his medical back). I watched him like a hawk, because I was technically PIC, but the guy had been flying since the 1940's and was basically an ace. All he really did anyway were the take-offs and landings, AP did the rest. He did have to pay my expenses when we flew, and he always got me my own room at the same place he was staying, ate in the same restaurants with him, went to the same shows. It was a dream for a young broke pilot! For those who can afford it, this is a viable route to be insured, and keep flying. This was in a '95 58 Baron, BTW, insured at $500,000. I want to say the premiums were about $8000 per year, but this was back in the early 2000's.