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No to both. I have a commercial Instrument RW license and will just transition into my aircraft. A friend of mine who runs a FAA district office said that the minimum I would need to get my CLT is at least 9 hours of instruction and 4 hours of solo. Then, on to the instrument rating.
I bought the plane outright without financing it so I did not have to insure it. I knew, given my lack of qualifications, any insurance company would eat me alive in premiums. So for the first couple of years, I will fly without insurance in order to build my time in the aircraft and then re-look the issue after about a 100 hours.
Do you see any logic in my thought process? I know its a risk, but I have a tendency to always bet on myself. Afterall, 1100 hours of flying attack helicopters and with no accidents is no accident. KD
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